Car insurance go up from year to year and this is another costly fees struck by motorists.
New drivers who have just passed their driving test is very aware of the high premiums, due to lack of claims and higher risk they face on the road.
This is money which saw five cars that were among the least expensive for the uninsured, and what criteria you should pay attention so that fixed costs low.
How to choose
Most people love the car more quickly, more quickly or more eye-catching. But this type of car what would you drive plays an important role in determining how much you will pay for the insurance and if it matters to you, it's very reasonable.
The insurer usually classify the types of cars in different groups, ranging from 1 to 20.
The higher car group you fall into, the higher the premium will be.
In determining which group your car in, the insurance company considers a number of factors. For example, if the parts are readily available and cheaper to purchase, in accordance with the wishes of the car.
In case of accident, get the car fixed at a lower cost means smaller payments and if already available, limit the time it takes for the car of decency.
If your car is a total write-off after an accident, the cheaper the cost of which will be paid the insurance company to replace the car is also important. So there's no Aston Martin at the time.
The five cheapest car for sure
Ford Fiesta-some Fiesta falls into the category of Group 1, although a higher spec can go up to a group of 6. Fiesta is a popular car long term among young drivers and vehicle spare parts was the most easily obtainable.
Vauxhall Corsa-Corsa one-liter base belongs to the category of Group 1, and slowly raise larger engine group. Insurer likes it because it is safer and cheaper to repair.
Peugeot 206 206 lowest groups fall into Group 2, but they could rise higher depending on its performance. Stick with the lower range of the one and the insurance must be relatively inexpensive. This is another favorite for bargaining is the drivers.
Renault Clio Clio lowest groups fall into Group 2, and once again be increasing depending on the specifications. If you want cheap car insurance that fits the Bill, enough to avoid a suped up.
Fiat Punto-Punto the new Fifth entry in the category of Group 3 and return the popular among new drivers. The form of the older used car is very popular and everywhere reflected in cheap insurance.
Editor's Tip: once you have a few years of driving under your belt, an imaginative way to reduce insurance costs to a reasonable level is, oddly enough, choose a classic car.
Buy classic are more common and join the relevant owners Club and chances are you will find the insurance can be much cheaper.
Indeed, some years ago now but to give an example, the Mini 1275GT I have at the age of 21, in the mid-nineties spent costs less than £220 a year to ensure a comprehensive, fully, through the Mini Owners ' Club. After that, I have a GT MGB, which for four years has always cost less than £200 per year, through the MG Owners ' Club.
Among the reasons the insurance company is the owner of classic appreciate their car, driving with wise and tend to keep them away from the road and probably in the garage.
Some policies specify that cars must not be used everyday, so watch out for it, and most will limit mileage. The limit of 6,000 miles a year is usually the ceiling.
Be warned that classic is faster and ingenious, with spare parts are expensive, may actually be more expensive than modern cars for the insured. Obviously, you should get a quote from the relevant owner of the Club and with a broker before you buy a particular car.
-Andrew Oxlade
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