Does My Car Insurance Cover Rentals

It's never easy to find great deals for a rental car, but the price can go up quickly and sometimes even doubled, because the cost of the rent insurance. That you might not know is that the car insurance or credit card you may already include a rental vehicle for you. It is important to do your research to find out if the rental car insurance buying is really the best choice for you.

Car Insurance You May Have Already Passed Your Rental Cars

If you have a car insurance policy with Royce Williams Insurance Agency, you may carry over into Your rental car. This includes comprehensive and collision coverage, Your liability. In addition, by signing up to the AllState Motor Club, You can often save money for your car rental, thus reducing your costs.

The difference in Terminology

One of the main contributors to the confusion that the insurance covers the lease is the difference in the term used by most car rental companies. Here are some common terms you may hear leveled around the rental car counters that might make you confused.

• Personal Effects Insurance coverage to protect your stuff in case that they rented a vehicle stolen from you. Although not covered by car insurance policy Royce Williams, you may be protected by private property owners insurance on your home. You can also add personal effects insurance coverage to Your home or renters insurance, which also often includes property that is not the premise too!

• Personal accident insurance help in case of accident or death from an accident while on a rental vehicle. Often, this will continue to other drivers who operate vehicles as well. This may be covered by Your health insurance and can also be covered by supplementary health insurance through a car insurance policy with Royce Williams.

• Collision Damage Waiver or Loss, also known as CDW or DW, offers protection similar to car insurance, but it is not insurance. This is more than negligence, where the rental car companies agreed not to file a claim against You in the event that you damage the vehicle. Often these come with restrictions, such as driving outside of a certain area or driving while distracted. It also may have been covered under the comprehensive coverage insurance or collision you after deductible.

Ask your credit card company Also

After checking with your car insurance provider to see if Your rental car is covered, you should contact your credit card company to find out their coverage options. Many times the credit card company will provide secondary coverage for rental car. This means they will only bore you after your primary insurance provider beforehand. It is helpful in covering things such as deductible, coverage gap and more.

So, Should You Buy A Rental Car Insurance?

Buying insurance for Your rental car is not always a bad choice. Might make sense if you want your car insurance premiums do not increase after a crash or if you have a high deductible. Often times, it is better to go without it. Do your research to determine the best solution for you.