Wednesday, March 8, 2017

Injured in a Car Accident ? Watch What You Sign



If you have been hurt in a car accident, your very first course of action really should be to attend for medical treatment .

Thereafter, it is extremely important not to sign anything without first seeking legal advice. Doing so could have really serious ramifications to the worth of your claim.



Do not sign a statement with the insurance company as to how the accident occurred, or what your injuries are
It is always not smart to do so, without first meeting with a lawyer. Quite often, people will make an error in the statement, make a vague comment, or omit to mention something . Rest assured that the insurance company will do everything in their power to devalue your claim, including attacking your credibility. Such a statement need not be signed. Don’t feel pressured into signing it, even though the adjuster may offer to come to your home . It is always prudent to consult with a personal injury lawyer vancouver first.



Do not sign any blanket authorization forms with the insurance company
You will be asked to sign medical and employer authorizations. The forms they ask you to sign quite often give them carte blanche entitlement to your entire medical and employment history, which they are not legally entitled to. It is best to consult with a plaintiff ICBC lawyer first. If you decide to hire a lawyer, the proper authorizations can be signed. If you decide not to hire a lawyer, then the lawyer can advise you to change the authorization forms that the insurance company is asking you to sign.

Do not sign a subrogation agreement with your employer, or your benefits carrier
Often, where your employer or benefits carrier is paying benefits on your behalf, and they discover you have a car accident claim, they ask you to sign a subrogation agreement , where you are expected to seek compensation from the insurance company for monies paid on your behalf. You will commonly be expected to reimburse your employer or benefits carrier the full 100%, which is not fair to you. It is advisable to arrange for a free consultation with an ICBC claims lawyer before signing a subrogation agreement.



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