As you know, it is compulsory to have insurance to be able to travel with your car, and although it is not specified what insurance should be and what should be covered apart from the minimum stipulated by the law.
Compulsory, or the more technical form, the mandatory Civil liability insurance is a third-party insurance covering the liability of the driver of the car. In this case we are talking about both owner and driver (which don’t have to be the same person), and that responsibility is specific to a third party that there has been a loss or damage.
In short, it is a minimum-coverage insurance that does not cover the damages received by the own driver or their vehicle. This, obviously, refers to the case in which that driver insurance should take charge: that have taken the blame for the accident. Anyway, car insurance go beyond, and choosing well the coverage we have covered the most unexpected objects.
Be clear about these additional coverage is essential to know to calculate car insurance, since the total amount may vary substantially depending on what to include in the agreement, but on the other hand these extra coverage can rejoice the day.
Without the need to hire an all-risk insurance, you can get according to your insurance company and include a number of provisions that give coverage to objects, extras, moons, or some options that you have not stopped to think.
The additional coverages save us highly improbable situations, but expensive
Other aspects are much more subtle, as for example have insurance to third parties with coverage of moons, but oh! Surprise! The tinted weren’t covered by default, despite being moons. That moment where you break your Moon and your insurance company says you will not be charge is very hard, but actually puts it in writing in your policy.
On the legal issues is where insurance with extra coverage you can get from a major predicament. For example, if for any reason you have a fine that you know that it is not fair and you want to appeal; If you run out of points of the card and you have to do the course of sensitization and rehabilitation (with its cost, which is not negligible).
If you need a lawyer because you have accused of being responsible for an accident, but it is not true, you can that you want an attorney you choose you defend… in all these cases, you may want to choose an insurance that includes coverage of the coasts of that lawyer, to carry out the management of your fines or to cover the cost of courses of sensitization.
And let us not forget those small details that make the difference, like for example that as useless coverage in appearance as saving in practice that is change of tyres. I will tell you that if you click a January morning, raining and without much light, you will appreciate that there more earnestly have paid that little extra to come the crane to do the job.
Compulsory, or the more technical form, the mandatory Civil liability insurance is a third-party insurance covering the liability of the driver of the car. In this case we are talking about both owner and driver (which don’t have to be the same person), and that responsibility is specific to a third party that there has been a loss or damage.
In short, it is a minimum-coverage insurance that does not cover the damages received by the own driver or their vehicle. This, obviously, refers to the case in which that driver insurance should take charge: that have taken the blame for the accident. Anyway, car insurance go beyond, and choosing well the coverage we have covered the most unexpected objects.
Be clear about these additional coverage is essential to know to calculate car insurance, since the total amount may vary substantially depending on what to include in the agreement, but on the other hand these extra coverage can rejoice the day.
Without the need to hire an all-risk insurance, you can get according to your insurance company and include a number of provisions that give coverage to objects, extras, moons, or some options that you have not stopped to think.
The additional coverages save us highly improbable situations, but expensive
Other aspects are much more subtle, as for example have insurance to third parties with coverage of moons, but oh! Surprise! The tinted weren’t covered by default, despite being moons. That moment where you break your Moon and your insurance company says you will not be charge is very hard, but actually puts it in writing in your policy.
On the legal issues is where insurance with extra coverage you can get from a major predicament. For example, if for any reason you have a fine that you know that it is not fair and you want to appeal; If you run out of points of the card and you have to do the course of sensitization and rehabilitation (with its cost, which is not negligible).
If you need a lawyer because you have accused of being responsible for an accident, but it is not true, you can that you want an attorney you choose you defend… in all these cases, you may want to choose an insurance that includes coverage of the coasts of that lawyer, to carry out the management of your fines or to cover the cost of courses of sensitization.
And let us not forget those small details that make the difference, like for example that as useless coverage in appearance as saving in practice that is change of tyres. I will tell you that if you click a January morning, raining and without much light, you will appreciate that there more earnestly have paid that little extra to come the crane to do the job.
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