Thursday, February 2, 2017

How To Make A Car Insurance Claim?



You know … How does a claim for car insurance? If your answer is no, then do not feel bad, because there are many people like you who are out of this knowledge. Although many people acquire their premium for your car insurance, they do not really know what they are paying, and therefore they will not know to use it when necessary on any problems that may occur.



On the other hand you should be happy, because the auto insurance claims is very easy to learn, really very simple. This has only three parties and most claims are developed in the course of 30 days. The parts to make a car insurance claim:

SUBMISSION OF A CLAIM
In this part of the insurance claim, the submission process is given. Usually this is done with the call to the company where you purchased your car insurance; accompanied by a report with the respective claims. This report will have full details of the accident, the licenses by both drivers, with description and license plate of each car; it could also be attached the information coming from the police.

With this you can make your respective claim on your insurance company, this process takes no more than 24 working hours.



RESEARCH
Then a specialist person (adjuster) the company receives the initial report of complaint made by you, whether this will determine who was at fault in the accident given, and to know it adjuster vera detail in the attached documents, as well as review the impact between two vehicles, who had more damage, what are the police, reports and statements by each driver.

Then the claims adjuster, with all information obtained will determine whether laws were violated vehicle, it may take a few days, at other times it can take months, even years; it all depends on the severity of the accident.

PAYMENT
Once the claims adjuster (From the insurance company) decides who is responsible for the accident, payments will. And this will be allocated to repair costs as stipulated vehicles by a professional auto mechanic shop. Checks are the name given store owner vehicle and where it is repaired from.




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