When hire car insurance, the company asks us about the characteristics of our vehicle, from the model or the power, to the type of fuel or the age of the same. And the price of the policy will vary based on various factors, including the years that has the car.
Normally, if the car will ensure is new, the price of the policy will be greater than if our vehicle takes some time in circulation. In general, the older you a car and have more seniority and company clients, our insurance will cost less. As years go fulfilling our car, we decantándonos more basic coverage, while increasing our bonuses (if we are good drivers).
In fact, the age of the car largely determines the type of policy that is hired. So when the car is new or has two or three years, you should take out insurance. For one, because any repair is usually more expensive (and insurance covers such mishaps).
Furthermore, if the car was purchased with a personal loan and fees are being paid, it is advisable to have own damage coverage, in order to cover the worst case, that would be the loss of the car. If this was the case, there are many insurers that the insurance offer compensation for the full value of new car, ie the purchase price of a car new identical enrollment that has suffered the loss (provided that he has less than two years).
However, from the third quarter year, a comprehensive insurance often not profitable. You can even get to hear what that costs you more insurance than what your car is worth. Because as time passes, vehicles lose value and compensation insurers granting down. If you have a serious accident and the car will be broken, it is very unlikely that the company will compensate you with 100% of the value of the car.
Surely, you would get the market value, ie, what would be paid for the car if it were sold at that time. Why not make much sense to pay such a high premium as a whole is a risk, where the compensation that will give the company is limited. It’s time to take out insurance to expanded third (fire, theft, moons, ..), which will mean a fall in the price of your policy.
Increasingly safer to hire third parties, as in recent years, the renewal of the car has gone into the background. Either for lack of budget, the use we give, for the proper maintenance or affection we will increasingly tend to lengthen the life of our vehicle. According to data ANFAC, while the average age of cars Spaniards in 2008 was 8.9 years, the latest estimate by the auto bosses last April, the average age of the national vehicle fleet stood at 11.5 years.
However, although the price of our policy is usually reduced as the car’s birthday, partly because we hire less coverage, it is also likely to increase our spending on the other. And the passage of time in a car translates into a higher probability of being damaged and, therefore, more visits to the shop, that is, more spending on repairs.
Normally, if the car will ensure is new, the price of the policy will be greater than if our vehicle takes some time in circulation. In general, the older you a car and have more seniority and company clients, our insurance will cost less. As years go fulfilling our car, we decantándonos more basic coverage, while increasing our bonuses (if we are good drivers).
In fact, the age of the car largely determines the type of policy that is hired. So when the car is new or has two or three years, you should take out insurance. For one, because any repair is usually more expensive (and insurance covers such mishaps).
Furthermore, if the car was purchased with a personal loan and fees are being paid, it is advisable to have own damage coverage, in order to cover the worst case, that would be the loss of the car. If this was the case, there are many insurers that the insurance offer compensation for the full value of new car, ie the purchase price of a car new identical enrollment that has suffered the loss (provided that he has less than two years).
However, from the third quarter year, a comprehensive insurance often not profitable. You can even get to hear what that costs you more insurance than what your car is worth. Because as time passes, vehicles lose value and compensation insurers granting down. If you have a serious accident and the car will be broken, it is very unlikely that the company will compensate you with 100% of the value of the car.
Surely, you would get the market value, ie, what would be paid for the car if it were sold at that time. Why not make much sense to pay such a high premium as a whole is a risk, where the compensation that will give the company is limited. It’s time to take out insurance to expanded third (fire, theft, moons, ..), which will mean a fall in the price of your policy.
Increasingly safer to hire third parties, as in recent years, the renewal of the car has gone into the background. Either for lack of budget, the use we give, for the proper maintenance or affection we will increasingly tend to lengthen the life of our vehicle. According to data ANFAC, while the average age of cars Spaniards in 2008 was 8.9 years, the latest estimate by the auto bosses last April, the average age of the national vehicle fleet stood at 11.5 years.
However, although the price of our policy is usually reduced as the car’s birthday, partly because we hire less coverage, it is also likely to increase our spending on the other. And the passage of time in a car translates into a higher probability of being damaged and, therefore, more visits to the shop, that is, more spending on repairs.
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