Thursday, February 2, 2017

Consequences For Speeding Car Insurance



One factor that also affects auto insurance rates in the region of Ontario are the faults with respect to speeding drivers.

As in every province of Canada, they have their rules and regulations in every area, in Ontario there are very strict rules which management refers to excessive speed and therefore the penalty for drivers who commit such violations are very serious and painful; quite apart which can be confiscated driver’s license in Ontario can acquire a higher auto insurance premium; this because of the offenses committed by the driver.



When a car stopped by police because of speeding, first the police will give prestige points on your license and will make him a mule, it’s almost always; but it often happens that they can have more than one.

We should note that the officer who will put you sanction or points demerit, is not in their opinion of him, but the amounts are already preset by the entity Ministry of Transport of the city, in this case Ontario, this It is the picture of points:
  • 0 – 15 km / h > 0 points rate (minor offense)
  • 16 – 29 km / h > 3-point rate (minor offense)
  • 30-49 km / h > rate of 4 points (major infringement)
  • 50 + km / h > rate of 6 points (license violation 30 days)
  • 50 + km / h (road handling obstacles) > rate of 6 points (infringement 7 day suspension and the car without driving)


If you accumulate a total of 6 points, was informed by letter that is likely to enter into future traffic violation at a higher level, this means that if you have 6 points accumulated rate for any penalty in management will be much higher compared to the others who do not have those points.

If you accumulate a total of 9 points, you will have to go directly to the Ministry of Transport of the city (Ontario) for an interview, a damaging penalty ended his driver’s license if you do not attend the interview.

If you accumulate a total of 15 points, you will automatically suspend your license for a term of two years, without that you can resume driving through the streets, and next pro will have to take a driving test again to have it again his driver’s license.

This may sound very interesting for people, because in the Ontario auto insurance companies, see no demerit points when they are going to give the amount to pay for auto insurance. But insurance companies will see their offenses, will register accordingly and you will pay your auto insurance premium; This means that if you have 6 demerit points, it appears in the register of infringement, you pay more than the other person has no demerit points premium.

To the point of charging more for the premium, if you walk a fine for more than 30 km / h in places to be slow. Consider this.



Previous Post
Next Post
Related Posts

0 comments: