Additional insurance coverages are available which could supplement your insurance policy.
Medical Payments Coverage covers medical expenditures and related costs for you or other people injured or killed while riding in your car. These kinds of claims can include rehabilitative, surgical, chiropractic, x-ray, dental, prosthetic, professional nursing and funeral expenses. Additionally, this insurance coverage will usually cover you or members of your family if hit by a vehicle while walking or riding in another vehicle.
Many insurance policies require that the amount you bought under your PIP coverage be used in full before payments will be made under medical payments coverage.
Medical payments coverage is different from PIP coverage in this medical payments coverage will only pay medical costs. In case you have health care coverage, you need to consult your policy to find out whether you are duplicating coverage.
Rental Reimbursement Coverage covers all or a part of the cost of a rental vehicle while your car is being repaired after an accident or a loss particularly protected under your comprehensive coverage. The coverage usually pays a particular daily rate for a specified number of days.
Transportation Expense Coverage covers additional transportation costs - like car rental, bus fare, etc. - while your vehicle is being repaired soon after an accident or a loss covered under your comprehensive coverage.
Towing and Labor Coverage pays to tow your car to a mechanic shop after an accident or a breakdown. Members of auto clubs, such as AAA, may already have similar coverage.
Mechanical Breakdown Coverage pays to repair your car after a mechanical breakdown (e.g. engine failure). New car buyers are recommended that mechanical breakdown coverage may be cheaper than buying an extended warranty through an auto dealer. Insurance companies offer this coverage either directly or as a different insurance policy.
Medical Payments Coverage covers medical expenditures and related costs for you or other people injured or killed while riding in your car. These kinds of claims can include rehabilitative, surgical, chiropractic, x-ray, dental, prosthetic, professional nursing and funeral expenses. Additionally, this insurance coverage will usually cover you or members of your family if hit by a vehicle while walking or riding in another vehicle.
Many insurance policies require that the amount you bought under your PIP coverage be used in full before payments will be made under medical payments coverage.
Medical payments coverage is different from PIP coverage in this medical payments coverage will only pay medical costs. In case you have health care coverage, you need to consult your policy to find out whether you are duplicating coverage.
Rental Reimbursement Coverage covers all or a part of the cost of a rental vehicle while your car is being repaired after an accident or a loss particularly protected under your comprehensive coverage. The coverage usually pays a particular daily rate for a specified number of days.
Transportation Expense Coverage covers additional transportation costs - like car rental, bus fare, etc. - while your vehicle is being repaired soon after an accident or a loss covered under your comprehensive coverage.
Towing and Labor Coverage pays to tow your car to a mechanic shop after an accident or a breakdown. Members of auto clubs, such as AAA, may already have similar coverage.
Mechanical Breakdown Coverage pays to repair your car after a mechanical breakdown (e.g. engine failure). New car buyers are recommended that mechanical breakdown coverage may be cheaper than buying an extended warranty through an auto dealer. Insurance companies offer this coverage either directly or as a different insurance policy.
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