Contracts with insurance underwriters are often lengthy, tedious for those who do not like reading, and there are also a lot of little words that no value is known. And many people learn more from people who already bought auto insurance, but unfortunately this information is not accurate to 100%, and in this article we will see some more given about insurance misrepresentations.
1. A BAD DRIVER REGISTRATION IS ONLY WHAT COMPANIES ARE FIXED
And this is a big myth, since the auto insurance companies, quite apart from this, taking into account a number of variables that will determine as insurance. We besides driving record:
1. A BAD DRIVER REGISTRATION IS ONLY WHAT COMPANIES ARE FIXED
And this is a big myth, since the auto insurance companies, quite apart from this, taking into account a number of variables that will determine as insurance. We besides driving record:
- Your age
- The years that has driven a car
- How old is your vehicle
- His residence
- Your credit history.
2. IF YOU HAVE A GOOD BACKGROUND OF DRIVING, REDUCE YOUR AUTO INSURANCE
And that most people believe, and a point could be very true, but imagine that you have conducted in an excellent way for 15 years, then moved to a region or city quite congested, and want a discount for its good record , it will not because the auto insurance company because of the congestion of these still increase your insurance, because it is more likely to happen in an accident.
3. IF YOUR CAR IS A COLOR IN PARTICULAR, YOU WILL HAVE A LOW COST OF YOUR INSURANCE
Most who buy their cars, they buy red, thinking that because of the color, have auto insurance low, because they think, “as it is a strong color, it has increased visibility to other drivers, and chance that an accident will be less.
Or a gray or black color, the insurance of these cars cost much more, because it is thought that as these colors are mixed with the track, the greater the risk of accident.
And the truth of this is that companies are not affected if your car is red or black color, in short the color of your car does not interfere with the payment amount your auto insurance.
4. INSURANCE OF SMALL CARS ARE CHEAPER
Statistically, we can see that most often small car are those who are prone to accidents, and because of its size the damage is greater than in a big car, and this is why it, the cars not because they are small will lower insurance.
5. INSURANCE PAY THE LOAN OF MY CAR EVEN IF I HAVE AN ACCIDENT AND HAVE SUFFERED
It is a mistake to believe that if I suffer an accident, and I have not yet finished paying my car, the company assures me that the company paid car, money that I should give; as only the auto insurance will pay for damages, but not for the debt of the car.
6. MY CAR IS OLD AND THEREFORE DIFFICULT BEING STOLEN
True, it seems logical that thieves looking to steal modern cars, for their appearance and mileage of these, but they do not see that, but it knows that if they steal an old car, can extract the parts and sell them to the market, and antique pieces that are better than modern.
7. THE CONTENTS OF INSURED BY AUTO INSURANCE
Unfortunately in most contracts auto insurance does not cover this type of loss, only a few offer them, have a good insurance policy may contain such benefits for their people astray objects in your car; that is why before buying car insurance should make sure count on it, to which increase the value of this.
8. SPORT CARS, LUXURY, PAY MORE FOR YOUR INSURANCE
To view this should be examined, mainly the driver. Suppose we have an old man of 40 who throughout his time management has not had any kind of accident, and driving a Ferrari, for sure that your insurance policy is lower than an individual of 24 who has had enough accidents little traffic on your route management and manages.
And that most people believe, and a point could be very true, but imagine that you have conducted in an excellent way for 15 years, then moved to a region or city quite congested, and want a discount for its good record , it will not because the auto insurance company because of the congestion of these still increase your insurance, because it is more likely to happen in an accident.
3. IF YOUR CAR IS A COLOR IN PARTICULAR, YOU WILL HAVE A LOW COST OF YOUR INSURANCE
Most who buy their cars, they buy red, thinking that because of the color, have auto insurance low, because they think, “as it is a strong color, it has increased visibility to other drivers, and chance that an accident will be less.
Or a gray or black color, the insurance of these cars cost much more, because it is thought that as these colors are mixed with the track, the greater the risk of accident.
And the truth of this is that companies are not affected if your car is red or black color, in short the color of your car does not interfere with the payment amount your auto insurance.
4. INSURANCE OF SMALL CARS ARE CHEAPER
Statistically, we can see that most often small car are those who are prone to accidents, and because of its size the damage is greater than in a big car, and this is why it, the cars not because they are small will lower insurance.
5. INSURANCE PAY THE LOAN OF MY CAR EVEN IF I HAVE AN ACCIDENT AND HAVE SUFFERED
It is a mistake to believe that if I suffer an accident, and I have not yet finished paying my car, the company assures me that the company paid car, money that I should give; as only the auto insurance will pay for damages, but not for the debt of the car.
6. MY CAR IS OLD AND THEREFORE DIFFICULT BEING STOLEN
True, it seems logical that thieves looking to steal modern cars, for their appearance and mileage of these, but they do not see that, but it knows that if they steal an old car, can extract the parts and sell them to the market, and antique pieces that are better than modern.
7. THE CONTENTS OF INSURED BY AUTO INSURANCE
Unfortunately in most contracts auto insurance does not cover this type of loss, only a few offer them, have a good insurance policy may contain such benefits for their people astray objects in your car; that is why before buying car insurance should make sure count on it, to which increase the value of this.
8. SPORT CARS, LUXURY, PAY MORE FOR YOUR INSURANCE
To view this should be examined, mainly the driver. Suppose we have an old man of 40 who throughout his time management has not had any kind of accident, and driving a Ferrari, for sure that your insurance policy is lower than an individual of 24 who has had enough accidents little traffic on your route management and manages.
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